No matter where you work or how mundane or routine you might find your job, work injuries can happen any time, any place. Thankfully, there is likely some protection you can take advantage of if you get hurt on the job. Workers’ Compensation Insurance, or workers’ comp, can provide you with coverage to help if you suffer a work related ailment or injury.
How Workers’ Comp Can Help You
With workers’ comp, you may qualify for assistance in covering
- Medical Bills – if your injury requires visits to doctors, chiropractors, or physical therapists
- Rehabilitation – if you need extended or ongoing care
- Missed time and wages – to help cover expenses if you have to miss work for an extended period of time to recover
Each state has responsibilities and jurisdiction over their own workers’ compensation program. This means your workers’ comp benefits might look different or function differently depending on where you live or where you work. Be sure to check your local workers’ compensation program with your employer to see how you can get coverage and benefits. Individual states also determine who will handle workers’ comp policies, whether it be run by the state or by a private insurance company. And if you have been injured on the job before, your state may also provide you with secondary injury funds if you’re injured on the job more than once.
Will Workers’ Comp Cover My Injury?
Though each state varies, most employers (though not all), are required to have some form of workers’ compensation benefits and coverage for their employees. If you suffer an injury on company time, or while representing your employer in some way, workers’ comp can help. Here are some examples of work related injuries that can be covered by workers’ comp:
- Sprains and strains
- Concussions
- Spinal cord injuries or slipped discs
- Hearing loss
- Delivery or driving related injuries
Again, state laws can vary, so be sure to check with your employer so you are sure of what coverage and care you are able to get.
Healing From A Work Related Injury
Getting injured on the job can be a stressful and costly experience, and it can be difficult to know what to do next, or where to begin the healing process so you can get back to work. You might need regular doctors appointments or even chiropractic care to help with your injury.
If you’re in need of chiropractic care to help with any back, neck, or joint pain you might have due to an on the clock accident or injury, you can receive top quality care at Revive Medical Center in Lawrenceville, GA. We can get you a full diagnosis and get you a treatment plan to help you back on your feet. Call or book online for an appointment today.
